OHA: Long-Term

Health Plans

Long-Term Care Insurance

Long-term care insurance is designed to cover the costs of nursing home care, which can be several thousand dollars each month. Long-term care is usually not covered by health insurance except in a very limited way. Medicare covers very few long-term care expenses. There are many plans and they vary in costs and services covered, each with its own limits.

For a listing of individual long-term care policies approved in Connecticut is available online at: www.ct.gov/CID, once you are on that page, go under the Consumer Affairs Division; under Information and Brochure section; and click on Long Term Care.

More detailed information is given in A Shopper's Guide to Long-Term Care Insurance. Contact your State Insurance Department for a copy. In Connecticut, call 1-800-203-3447 .

Another good source of information is The Consumer's Guide to Long-Term Care Insurance. For a free copy, write to: Health Insurance Association of America, 555 13th Street, N.W., Suite 600 East, Washington, DC 20004.