OHA: How to Select a Plan - Managed Care Health Plans in Connecticut

Health Plans in Connecticut
 
Choosing between health plans is not easy. Some health plans may be better than others for you and your family depending on your needs. Health plans differ in how much you have to pay, how and where you get the health care services you need, and whether or not you can get services in-network, or out-of-network, or both.
 
Although no plan will pay for all the costs associated with your medical care, some plans will cover more than others.  When considering the cost of a plan, be sure to add up the deductibles, co-payments and co-insurance -- in addition to the premium -- before you decide on which is the best value.
 
You should determine whether or not the network meets your individual healthcare needs in terms of range of specialties, availability, accessibility and number of providers in your area.  Most plans have a list of participating providers on their website and you can check these lists prior to enrolling in the plan.
 
If you have a doctor, hospital, or group of physicians you prefer, you should ask them if they participate in any plan that you may consider joining.
 
Remember, it is important for you to know what choices are available to you and how to determine which plan best fits your needs.
 
The following are links to information regarding the types of health plans offered to groups and individuals in Connecticut.  Groups plans are most often employer or association sponsored.  Individual plans are available for purchase by a single individual or family.
 
Private Health Plans in Connecticut
Public Health Plans in Connecticut 
Select below for additional information on choosing a plan:

Determine Your Choices

Types of Health Insurance

Questions to Ask

 

Note:  The Office of the Healthcare Advocate does not endorse any particular health plan.  Individuals and groups should review all available information to determine if a particular health plan meets their needs.  OHA can assist Connecticut healthcare consumers with determining their particular needs under a health plan, but the final decision is always an individual one.



Content Last Modified on 12/30/2009 12:19:13 PM