State of Connecticut Department of Banking

{Autumn in CT}

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In the Spotlight

The Department of Banking will be closed on the following dates:

Friday, November 27, 2009

Thursday, December 24, 2009

These furlough days have been imposed as part of the state employee union concessions to address the current state budget deficit.

Attention:

Debt Settlement Companies, Short Sale Consultants and Providers of Loan Modification, Foreclosure Rescue or providers of similar types of services. Effective October 1, 2009 you may be in violation of Connecticut law if you have not obtained the required Debt Negotiation license.

Schedule of Fees Announced for Debt Negotiators

Foreclosure Information

Governor M. Jodi Rell and Banking Commissioner Howard Pitkin announced the establishment of a Mortgage Foreclosure Assistance Hotline - (877) 472-8313.

Homeowners who are having trouble paying their mortgage may obtain information on avoiding foreclosure.

With the passage of Public Act 09-209, CT FAMLIES Program is now available for delinquent homeowners with a fixed rate or an Adjustable Rate Mortgage.

Emergency Mortgage Assistance Program (EMAP) is available to eligible Connecticut homeowners who have fallen 60 days behind on their mortgage payment because of a temporary hardship beyond their control.