Fannie Mae

Freddie Mac

Catholic Charities
Consumer Credit Counseling Services
Co-opportunity
Greater New Haven Community Loan Fund
Housing Development Fund, Bridgeport, Danbury and Stamford
Mission of Peace, Bridgeport (formerly Affordable Housing Centers of America)
Money Management International
Neighborhood Housing Services of New Haven
Neighborhood Housing Services of Waterbury
NID - Housing Counseling Agency
Urban League of Greater Hartford

Urban League of Southern Connecticut

Capital Workforce Partners
Connecticut Association for Community Action Agencies
Connecticut Bar Association
Connecticut Fair Housing Center
Connecticut Housing Finance Authority
Department of Housing and Urban Development

Greater New Haven Community Loan Fund
Infoline 2-1-1
Judicial Branch Mediation
Statewide Legal Services
The Workplace, Inc.
U.S. Veterans Administration

• Most recently filed and signed federal tax return with all schedules, and attachments including W2s
• Three most recent statements (all pages) for every bank, investment, and retirement account
• Most recent statement for every department store/credit card, auto/student loan, and other mortgages/liens
• A form of state-issued identification, such as a driver’s license
• A recent utility bill with your name and property address to show proof of residency
• Signed and dated Hardship Letter detailing why it is difficult for you to make your mortgage payments
• List of all household monthly income and expenses (actual expense monthly statement)
• A copy of your Homeowners Insurance Declaration Page and Real Estate Property Tax Certification (tax bill)
   
• For each salaried borrower:
  A month’s worth of the most recent paystubs (within 30 days of the event)
• For each self-employed borrower:
  Most recent quarterly or year-to-date profit/loss statement stating three months of business bank statements
• For each borrower with income such as Social Security, disability or death benefits, pension, adoption assistance, public assistance, food stamps, or unemployment:
  Benefits statement or Award Letter from provider, proof that you receive unemployment wages for a minimum of 12 months
• For each borrower relying on alimony or child support as qualifying income:
  Divorce or other court decree, or separation agreement or other written agreement filed with the court stating amount and period of time it will be received, and three most recent bank statements showing receipt of such payment
• For borrowers relying on rental income: 
  A complete schedule of real estate that you own, including the monthly payment amount for principle and interest, the amount of taxes and insurance/escrowed), and any homeowner association dues, current Lease Agreement(s) in its entirety, signed and dated, and three months of bank statements showing deposit of payment or cancelled checks showing receipt of payment
• For borrowers with income from other source(s) that amount to more than 20% of your total yearly income (this could include bonuses, tips or investment income, and letters regarding contribution to mortgage payments):
  A copy of documentation describing the nature of the income (employment contract or tip income)
• For borrowers that belong to a Homeowners Association: 
  A copy of a current bill or assessment.

• The Request for Modification and Affidavit (RMA) Form  (pdf)
  - includes an income/expense/asset form
• IRS Forms 4506-T (pdf) and 4506-EZ (pdf)
• The Dodd-Frank Certification Form (pdf)