DOB: Consumer Credit Division of the Connecticut Department of Banking

Consumer Credit Division

Contact the Division

Consumer Credit Licensees 
as of September 5, 2018
Bona Fide Nonprofit Organizations 
4
Check Cashing Services
   - Branch Offices 
58
63
Consumer Collection Agencies
   - Branch Offices
631
354
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
28
11
5
Debt Negotiators
   - Branch Offices
6
1
Lead Generators
5
Loan Processors/Underwriters 255
Money Transmitters 116
Mortgage Brokers
   - Branch Offices
188
20
Mortgage Correspondent Lenders
   - Branch Offices
35
6
Mortgage Lenders
   - Branch Offices
328
771
Mortgage Loan Originators 8536
Mortgage Servicers
   - Branch Offices
102
52
Sales Finance Companies
   - Branch Offices
124
45
Small Loan Companies
   - Branch Offices
38
7
Student Loan Servicers
   - Branch Offices     
37
12


In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this web site.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.
 

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov