| Revenue Producing Services Offered |
Bank |
Bank Subsidiary |
Bank Holding Co. |
# of Institutions |
% of Total Institutions |
| Annuities - Fixed |
18 |
6 |
0 |
24 |
41% |
| Annuities - Variable Rate |
14 |
7 |
0 |
21 |
36% |
| ATM/Satellite Device |
37 |
0 |
0 |
37 |
63% |
| Audit Services |
2 |
0 |
1 |
2 |
3% |
| Auto Dealer Floor Planning |
3 |
1 |
0 |
4 |
7% |
| Business Personal Property Leasing |
6 |
2 |
1 |
9 |
15% |
| Call Centers |
9 |
0 |
0 |
9 |
15% |
| Cash Management |
26 |
0 |
1 |
27 |
46% |
| Consumer Finance Licensee |
1 |
0 |
0 |
1 |
2% |
| Consumer Lending/Personal Loans |
48 |
0 |
0 |
48 |
81% |
| Consumer Leasing |
4 |
1 |
0 |
5 |
8% |
| Construction Lending-Residential |
48 |
1 |
0 |
49 |
83% |
| Construction Lending-Commercial |
46 |
1 |
0 |
47 |
80% |
| Correspondent Banking Services |
2 |
0 |
0 |
2 |
3% |
| Credit Cards (agent issue) |
18 |
0 |
0 |
18 |
31% |
| Credit Cards (bank issue) |
10 |
0 |
0 |
10 |
17% |
| Credit Life Insurance-consumer |
27 |
2 |
0 |
29 |
49% |
| Debit Cards |
43 |
0 |
0 |
43 |
73% |
| Debit Cancellation Agreement |
3 |
0 |
0 |
3 |
5% |
| EDP Servicing |
3 |
0 |
0 |
3 |
5% |
| Estate Planning |
15 |
3 |
1 |
19 |
32% |
| Home Equity Loans |
46 |
1 |
0 |
47 |
80% |
| Internet Banking Services |
0 |
0 |
0 |
0 |
0% |
| - PC Banking |
25 |
0 |
0 |
25 |
42% |
| - Electronic Telephone Payments |
14 |
0 |
0 |
14 |
24% |
| Insurance Products: |
|
|
|
|
|
| - Life |
13 |
7 |
0 |
20 |
34% |
| - Long-term care/Health |
4 |
6 |
0 |
10 |
17% |
| - Disability |
7 |
5 |
0 |
12 |
20% |
| - Property/casualty-consumer |
3 |
4 |
0 |
7 |
12% |
| - Property/casualty-commercial |
2 |
4 |
0 |
6 |
10% |
| Insurance Services: |
|
|
|
|
|
| - Internal Program |
5 |
1 |
0 |
6 |
10% |
| - Third Party Program |
12 |
5 |
0 |
17 |
29% |
| Investment Counseling/Advisory Services |
14 |
6 |
1 |
21 |
36% |
| Letters of Credit |
44 |
0 |
0 |
44 |
75% |
| Medical Savings Accounts |
3 |
0 |
0 |
3 |
5% |
| Money Orders/Cashier Checks |
50 |
0 |
0 |
50 |
85% |
| Mortgage Brokerage |
5 |
2 |
0 |
7 |
12% |
| Mortgage Insurance |
23 |
3 |
0 |
26 |
44% |
| Mortgage Origination |
42 |
1 |
0 |
43 |
73% |
| Mortgage Servicing |
32 |
3 |
0 |
35 |
59% |
| Municipal Securities Dealers |
2 |
2 |
1 |
5 |
8% |
| Mutual Funds |
16 |
7 |
2 |
25 |
42% |
| Permanent Mortgage Lending |
43 |
1 |
0 |
44 |
75% |
| Real Estate Development |
14 |
2 |
0 |
16 |
27% |
| Real Estate Equity Participation |
6 |
0 |
0 |
6 |
10% |
| Real Property Leasing |
4 |
0 |
0 |
4 |
7% |
| Remittance Banking |
2 |
0 |
0 |
2 |
3% |
| Reverse Mortgages |
2 |
0 |
0 |
2 |
3% |
| Safe Deposit Boxes |
48 |
0 |
0 |
48 |
81% |
| Savings Bank Life Insurance |
27 |
0 |
0 |
27 |
46% |
| Savings Bonds |
50 |
0 |
0 |
50 |
85% |
| Securities Brokerage: |
|
|
|
|
|
| - Internal Program |
3 |
2 |
0 |
5 |
8% |
| - Third Party Marketing-Dual Employee |
20 |
3 |
1 |
24 |
41% |
| - Third Party Marketing-Managed Program |
2 |
0 |
0 |
2 |
3% |
| Tax Planning |
4 |
2 |
2 |
8 |
14% |
| Tax Preparation |
4 |
1 |
2 |
7 |
12% |
| Travel Agency |
1 |
0 |
0 |
1 |
2% |
| Travelers Checks |
48 |
0 |
0 |
48 |
81% |
| Trust Services |
|
|
|
|
|
| - Internal Program |
12 |
1 |
1 |
14 |
24% |
| - Third Party Program |
9 |
1 |
0 |
10 |
17% |
| U.S. Government Securities Dealer |
2 |
3 |
1 |
6 |
10% |
| Vendor’s Single Interest Insurance |
8 |
1 |
0 |
9 |
15% |
| Wire Transfers |
49 |
0 |
0 |
49 |
83% |
| Total Banks - 65; Total Services - 62 |