CID: 2018 Health Insurance Rate Request Final Decision


Health Insurance Rates for 2018

The following is a list of Connecticut health insurance rates that have been finalized for the 2018 coverage year. The rates are for individual and small group non-grandfathered plans that will be offered in Connecticut both on and off the exchange.

This page also includes links to:


(Click "Select" to view the individual filing, which includes an executive summary, final filing, correspondence, final disposition and final rates)


Total of 14 final filings decisions.

ConnectiCare Insurance Company, Inc - 2018 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 10 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange. On May 15, 2017, they revised the average rate increase to 11.1 percent, the Department disapproved the original rate increase request and instead approved a slightly higher increase of 12.7 percent on September 13, 2017.



ConnectiCare Insurance Company, Inc - 2018 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare Insurance Company submitted a rate filing requesting a 26.3 percent rate increase on individual health plans marketed outside of Access Health CT, the state sponsored health insurance exchange. On May 15, 2017, they revised the average rate increase to 28.3 percent, the Department disapproved the initial increase request and limited it to a 27.8 percent increase on September 13, 2017.



UnitedHealthcare Insurance Company - 2018 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, UnitedHealthcare Insurance Company requested an average rate increase of 3.6 percent for small group plans it is marketing outside of the state health insurance exchange, the Department approved the rate increase request on September 13, 2017.



Aetna Life Insurance Company - 2018 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, Aetna Life Insurance Co. submitted a rate filing for an average increase of 19.4 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers. On May 15, 2017, they revised the average rate increase to 20.6 percent and in August revised the request to 7.7 percent to reflect a withdrawal of some market products, the Department disapproved the revised request of a 7.7 percent increase and instead lowered it to 3.9 percent on September 13, 2017.



Oxford Health Insurance, Incorporated - 2018 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017 Oxford Health Insurance, Inc., filed a request to raise rates an average of 15.4 percent for health plans used by employers with 50 or fewer workers, the Department disapproved the initial rate increase request and decreased it slightly to 14.63 percent on September 13, 2017.



ConnectiCare Benefits, Inc. - 2018 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 15.2 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace. This request was revised on May 15, 2017 to an average increase of 17.5 percent. A public hearing was held on this rate request on June 14, 2017. Because of continuing uncertainty in Washington over Cost Sharing Reduction (CSR) payments, the Department on August 23, 2017 required the company to submit a supplemental filing accounting for the pricing impact from the lack of CSRs and apply the resulting increase to Silver plans sold through Access Health CT. That supplemental filing was reviewed an on September 13, 2017, the Department approved the recalculations, which resulted in an average increase of 27.7 percent.



ConnectiCare Benefits, Inc. - 2018 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare Benefits, Inc. (CBI) filed rates for a new small group plan that will be marketed through Access Health CT, the state's health insurance marketplace, the Department approved the rate request on September 13, 2017.



HPHC Insurance Company, Inc. - 2018 Off Exchange Rates

Tax ID: 04-3149694
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017 HPHC Insurance Co., Inc., filed notice with the Insurance Department that it plans to apply an average increase of 17.3 percent on small group health care indemnity plans used by employers, who have 50 or fewer workers, the Department disapproved the initial rate increase request and increased it to 24.9 percent on September 13, 2017.



Harvard Pilgrim Health Care of Connecticut, Inc. - 2018 Off Exchange Rates

Tax ID: 46-1681667
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, Harvard Pilgrim Health Care of Connecticut filed a request to increase rates an average of 10.3 percent for small group HMO plans that will be marketed outside of Access Health CT, the state-sponsored health insurance marketplace, the Department disapproved the initial rate increase request and lowered it to 6 percent on September 13, 2017.



ConnectiCare Inc - 2018 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare, Inc. filed a request to increase rates an average of 8.8 percent on certain small group HMO policies marketed outside Access Health CT, the state-sponsored health insurance exchange. These policies are used by employers with 50 or fewer workers and currently cover 48 employees and their dependents. On May 15, 2017, they revised the average increase to 9.9 percent, the Department disapproved the original rate increase request and instead approved a slightly higher increase of 11.6 percent on September 13, 2017.



ConnectiCare Inc - 2018 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 22 percent on individual health plans or 'Solo' products marketed outside of Access Health CT, the state sponsored health insurance exchange. On May 15, 2017, the average increase was revised to a 24.0% increase, the Department approved the rate increase request on September 13, 2017.



Anthem Health Plans, Inc - 2018 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017 Anthem Health Plans, Inc. filed a rate request for an average increase of 31.6 percent on small group health plans for employers with 50 or fewer workers.After an actuarial review, the Department determined that the company overstated the impact of medical inflation, or 'trend' and also disagreed with Anthem's calculations to account for a 'seasonality maturity adjustment.' As a result, the Department disapproved the initial rate increase request and lowered it to 25.4 percent on September 13, 2017.



Anthem Health Plans, Inc - 2018 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017, Anthem Health Plans, Inc. filed a rate request for an average 33.8 percent increase on individual health plans marketed on and off the state's health insurance exchange. A public hearing was held on this rate request on June 14, 2017. Because of continuing uncertainty in Washington over Cost Sharing Reduction (CSR) payments, the Department on August 23, 2017 required the company to submit a supplemental filing accounting for the pricing impact from the lack of CSRs and apply the resulting increase to Silver plans sold through Access Health CT. In addition the Department also determined the company overestimated the impact of medical inflation and required that be accounted for as well. That supplemental filing was reviewed an on September 13, 2017, the Department approved the recalculations, which resulted in an average increase of 31.7 percent.



Oxford Health Plans (CT), Inc - 2018 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 05/01/2017
Date Closed: 09/13/2017

On May 1, 2017 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 11 percent for HMO health plans used by employers with 50 or fewer workers, the Department approved the rate increase request on September 13, 2017.






Content Last Modified on 9/13/2017 2:33:56 PM