Companies with Approved Small Employer Health Insurance Policies
Self-employed individuals may qualify for coverage as a small employer
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Aetna Life Insurance Company
860-273-0123
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Mega Life and Health Insurance Company
800-527-5504
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Aetna Health, Inc.
860-273-0123
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Metropolitan Life Insurance Company
212-578-2211
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American Medical and Life Insurance Company
516-822-8700
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Mid-West National Life Insurance Company of Tennessee
800-733-1110
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Anthem Blue Cross & Blue Shield of Connecticut
203-239-4911
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New England Life Insurance Company
617-578-2000
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CIGNA Healthcare of Connecticut, Inc.
800-456-6575
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Oxford Health Insurance Inc.
800-889-7658
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Connecticut General Life Insurance Company
860-226-6000
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Oxford Health Plans (CT) Inc.
800-449-8880
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CONNECTICARE, Inc.
860-723-2986
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Trustmark Life Insurance Company
800-666-6977
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Guardian Life Insurance Company of America
212-598-8000
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Union Security Insurance Company
800-733-7879
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Health Net Insurance of Connecticut, Inc.
203-402-4200
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United Healthcare Insurance Company
860-702-5000
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John Alden Life Insurance Company
800-800-1212
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Underwriting guidelines for Small Employer Group Plans
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Insurers listed above must offer all small group plans on a guaranteed issue basis to groups with (2) employees to (50) employees.
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Employer groups with (1) employee, including self-employed individuals, are subject to medical underwriting based on the carrier's underwriting guidelines. Individuals who do not meet the underwriting guidelines are eligible to apply on a guaranteed issue basis for the carrier's statutory small employer plan (Blue Ribbon) or through the MEHIP program listed below.
Self-employed Individuals - Criteria for eligibility as a Small Employer Group Plan
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Must be actively engaged in business for at least three consecutive months.
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Must have a valid Connecticut Tax ID #.
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Must be actively at work for a minimum of 30 hours per week.
State Sponsored Group Health Programs
The MEHIP plan is available to small groups on a guarantee issue basis. This plan was originally created to help cities and towns provide health coverage for municipal employees. This plan is now open to all small businesses in the State of Connecticut including self-employed individuals.
1-800-447-6689
Content Last Modified on 5/5/2009 9:46:35 AM
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